2017-05-11 15:49

 

Uncover happiness 100 financial Ponzi scheme: annual income of up to 200%

 

[report] net Beijing on May 9th news (Beijing daily) "integral management, compound split, the profit for the year 50%-200%, 60 days of hesitation (the only), and within a year can transfer", "investment of 50 thousand yuan, 110 thousand yuan net profit split three", recently, a happy 100 the Internet financial consumer platform across the three or four line of the city and even a lot of second tier city. In order to obtain high profits, many investors will invest hundreds of thousands of dollars of happiness 100, buy virtual currency, points. Beijing Daily reporter learned, 100 of the company's main Chinese happiness Yichuan (Macao) International Limited (hereinafter referred to as "China Yichuan"), happiness is actually 100 Chinese Yichuan, and many of the business model of the network in question. Relevant analysts bluntly, the pattern of happiness 100 should be a Ponzi scheme, but also the Internet Illegal Pyramid schemes.
Annualized revenue of up to 50%-200%
Liu Huan (a pseudonym) recently is a headache, because his mother has invested 500 thousand yuan in a platform called happiness on the platform, and told Liu Huan if he can sell more than $500 thousand yuan can be more than 100 yuan profit. "Such a high income is certainly not reliable, the mother drew the family relatives to invest together, my aunt has invested 150 thousand yuan, they listen to the 'financial planner' share every day, continuously to the relatives of promotional products, like a magic. It is said that during the investment can also be free to travel abroad, I learned a little about their model, the feeling is a virtual currency in the name of Ponzi scheme." Liu Huan worried that, although mother's funding is not a loss, but if one day the platform run away, may lose everything.
Not only in the three line of the city where Liu Huan, there are investors told the Beijing Daily reporter, now happy in Qingdao, Inner Mongolia and other places are very fire. Reporter online input happiness 100, many users in the network to ask "China Yichuan happiness 100 integral banking is not a pyramid?" and "happy 100 mode is illegal".
According to its official website, the company subject to "happy 100 China Yichuan (Macao) International Co. Ltd., founded in July 13, 2012, now operates in more than and 30 countries worldwide, there are about 300000 financial customers, new professional Internet financial consumer platform with the bank, insurance, stock, and compound interest, multiplying the six Internet in one of the advantages of the industry. According to promotional information on the network, its founder was Wu Zonglin, born in 1982 in Sichuan, china. Founded in 2012 30 thousand yuan Chinese Yichuan, the current market value of the company has more than 30 billion yuan.
At the same time, according to a "financial planner" in a speech publicity Beijing Daily reporter get in, there are more than and 40 happy 100 entities, a total investment of more than 30 billion yuan, the next five years to build the 4-5 listed company plans, financial management, to raise the public at the same time, combined with the actual situation, multi channels and mutual benefit. The world has about 300000 members, all members of the Spring Festival this year to upgrade to shareholders, not only financial mutual investment, and entity ownership, corporate culture is the edge, filial piety, kindness, is the core of compound interest, the annual income of 50%-200%, the company received only 10% platform service charges, part of the reward member, a part of the landing project entity, a partial support for charity.
In this seemingly grand introduction, the Beijing Daily reporter noted that the company mentioned there are more than and 40 entities. The other one on Wu Zonglin's show, he is the founder of China Yichuan, is also the Beijing Olympic super Agel Ecommerce Ltd (hereinafter referred to as the "Beijing Olympic Games"), President of Beijing full crown catering Co. Ltd. (hereinafter referred to as the "Beijing full crown"), President of Zhongshan City Qi grain trading company president and so on, and these companies belong to China yichuan. Reporter query the national credit information publicity system to understand, such as the Beijing Olympic Games, the registered capital in 2016 from 500 thousand yuan to 10 million 10 thousand yuan change, but paid in capital is zero, not the name of Wu Zonglin; Zhongshan City Qi grain trading company is now known as Zhuhai Yee grain trading company, the main member and no president the figure of Wu Zonglin in Beijing; full crown registered capital also in 2016 from 50 thousand yuan to 1 million yuan change, but paid in capital is zero. But although did not appear in the name of Wu Zonglin, but the Beijing Olympic Games, Beijing super champions two seemingly unrelated companies, although the legal representative, but the phone is a mobile phone number, email for the same 163 mailbox. "One may be the company's false propaganda, and the other is that the company registered a bag of companies." An industry analysis.
Split integrator
What is the mode of operation of 100 happiness?
According to the "financial planner", investors profit mainly has two ways: one is to buy low and sell high virtual points make the difference, in order to get more "money"; the two is to score more points by splitting the whole market irregularly, to get more integral appreciation of currency". At the same time, the "financial planner", "2012 Chinese Yichuan issued 6 million integral, integral is equivalent to the original stock price at 0.78 yuan, and promised to never issue a one-time issue".
However, the Beijing Daily reporter noted that although China Yichuan in the propaganda said their integral is no longer taken placement, but split mode. Up to now, the company has split the 10 points, immediately split for the 11 time, so that although the company said it did not issue, but its integral endless, continue to pull into the new purchase.
At the same time, the "financial planner" also claimed that the investment of 10 thousand yuan, the three split, net profit is 15 thousand yuan, split 6, net profit is 62 thousand yuan, split 9, net profit is 170 thousand yuan; investment 20 thousand yuan, the three split, net profit is 50 thousand yuan, net profit split 6 times. Is 240 thousand yuan, split 9, net profit is 550 thousand yuan; investment 50 thousand yuan, the three split, net profit is 110 thousand yuan, split 6, net profit is 390 thousand yuan, split 9, net profit is 1 million 340 thousand yuan.
"This publicity is one concept, one said he did not issue, on the other hand it continues to introduce new investors through the purchase of virtual integration mode, is actually a Ponzi scheme, or disguised pyramid. A Ponzi scheme in China is also known as "rob Peter to pay Paul ',' Wolf'. In short, the use of new investors' money to pay interest and short-term returns to the old investors, in order to create the illusion of money to cheat more investment. High return corresponding risk is high, the sky diaoxianbing thing, the use of high interest rates to attract investors, investors often use to draw pie, it is also illegal marketing platform." A banking financial experts bluntly.
Investors should stay away from the Internet MLM scam
"Happy 100" this so-called innovative consumer financial products, seemingly subverts the traditional and simple consumer and financial habits, but in the eyes of the lawyer, the innovation mode is only used to blind investors means fraud.
Beijing Real Law Firm lawyer Wang Deyi to the Beijing Business Daily reporter bluntly, happiness 100 is an illegal internet pyramid scam. The traditional marketing mode mainly by members of the marketing organization to attract friends, classmates friends and other acquaintances to participate, once the occupation of new members often control personal freedom, strict organization; Internet MLM way is through the Internet to attract foreign investors to participate in specific, not the control of personal freedom, the organization is relatively loose, often more fraud.
In addition, Wang Deyi believes that compared with the previous mode of Internet marketing, the 100 apparently improve the quality of science and technology, the upcoming pyramid schemes, the Internet and financial derivatives model in one of the three. The virtual integration of the transaction with the obvious characteristics of financial derivatives, has a strong bet, it is possible to combine the phone WeChat or mobile phone software developed the corresponding application.
In his view, the essence of happiness 100 MLM is: this transaction still take on profitable way is double payment mode in the development of offline transactions, capital flows to the main home.
For investors, to participate in such projects with greater risk. Wang Deyi pointed out that investors involved in illegal financial activities such as there is a big risk, because these items trading funds lack of supervision, prone to leader escaped and run away, investors with no written contract, either through civil or criminal ways are difficult to recover losses. If you become a link in the chain, the development of offline, it belongs to the illegal business, the circumstances should be punished severely.
Internet marketing projects like this endless. Recently, Yueqing city procuratorate announced that the hospital on the day before the new law review together with the case of network marketing, and suspicion of the crime of organizing and leading MLM, Huang Moumou and other 5 suspects arrested. It is understood that the illegal pyramid selling organization under the banner of support products, but it is illegal pyramid selling activities, the development of more than 2000 members.
It is reported that the marketing organization in foreign propaganda the main "domestic support" banner, in the setting of consumption circulation system network platform, to attract local upscale hotel, bath center and other places of consumption commitments to join, member consumption integral system using the return of the consumer in the place after 3-6 months the return of spending money deducted a fee (), to create "free consumption" illusion, in order to increase the membership of the appeal, and the "domestic support" banner deceive the public eye.
Wang Deyi suggested that investors, investment projects or any variety of transactions, legal compliance is the premise and the foundation, must be subject to the transaction audit organization qualification, whether legal license, whether signed a formal written agreement, whether there is a legitimate fund supervision. Otherwise, no matter how high the other party propaganda, should be far away.